Is Your Home Barely Floating Along?
The Short Sale Solution
A successful short sale negotiation may prevent the need for a foreclosure or bankruptcy. A short sale can satisfy a loan balance in full and have no long term adverse effects on a person’s credit file.
What is a Short Sale?
The sale of a hours in which the current lien holder(s) or lender agrees to accept less than the amount owed. The debt is ” paid off” short.
With a Short Sale You Can…
> Avoid Foreclosure
> Buy a new home in 2 years
> Avoid a debt collection from 2nd Lien
> Reduce Your Tax Burden
> Remain in your home longer
>>> May More Benefits!!!
Short Sale: Foreclosure & Bankruptcy
> You can buy a home again in as little as 12-18 months
> Damaged Credit for up to 7 Years
> Under Mortgage cancellation Tax Relief Act of 2007 (H.R. 3648) Forgiven debt may NOT be taxed
> Immediate eviction is imminent
> Permanent debt relief – Can Cost up to $5,000
> It usually takes 1-4 months to complete a short sale; you may remain in your home during this time.
Yes, Foreclosure or Bankruptcy is the worst available option to you and your family right now. With foreclosure facing you dead in the eye, the 2 best options you have are: (1) Bring the loan current. The only way to do that is to pay your lender all at once and quickly; the missed mortgage payments, legal fees, interest due, penalties and escrow payments missed. (2) Option 2 are for those who do not have any money left to bring the loan current and realize that staying in a home that is not worth the money owed on the mortgage is a bad idea, yet still want to save their credit.
The law is on your side in a short sale. New government regulations and laws are in place to assist you in a short sale and gives cash back incentives when you short sale your home. We will walk you through the short sale process, updating you on the status of your short sale, explaining the next step and helping you relocate into another home or apartment. We firmly believe and many agree that almost any option is better than foreclosure. Do everything you can before foreclosure occurs and do it quickly. Consider a short sale and check with us before your options become more limited.
You are not alone. We are here to help you make the process easy. You will be able to pursue the more important things in life, i.e. your family, job, friends and your health. The most important part of a short sale is us and our partners, who are available for your 24/7. Having us work on your behalf will be hugely advantageous. Facing foreclosure is a scary thing when you are not prepared. It could also cost you thousands of dollars in the long term.
Be Honest & Ask Yourself: Do YOU Qualify?
- Failure of a business .. Yes or No?
- Employment Relocation .. Yes or No?
- Recent adjustment in mortgage payment .. Yes or No?
- Unable to Refinance .. Yes or No?
- Increasing credit card debt and/or monthly expenses .. Yes or No?
- Recent property damage and/or property requiring extensive repairs .. Yes or No?
- Any other unforeseen circumstances that may cause financial hardship .. Yes or No?
- Recent Unemployment or Reduction of Income .. Yes or No?
- Divorce or Separation .. Yes or No?
- Death of a Spouse .. Yes or No?
- Disability or inability to work due to a health condition .. Yes or No?
- Overwhelming medical bills .. Yes or No?
If you answered Yes to any of the above, you qualify. Fill out the form below and get help today.